Terms of Use for YieldStasher & SARIM

Effective Date: June 10, 2026

Thank you for visiting our website (https://yieldstasher.com) (the "Website").

PLEASE READ ALL OF THE FOLLOWING TERMS OF USE BEFORE USING OR INTERACTING WITH THE WEBSITE. THESE TERMS OF USE GOVERN YOUR USE OF THE WEBSITE. BY CONTINUING TO ACCESS OR USE THE WEBSITE, OR ANY INFORMATION AVAILABLE HEREIN, YOU AGREE TO BE BOUND BY THESE TERMS OF USE AND ACCEPT THAT THESE TERMS OF USE CONSTITUTE A BINDING CONTRACT BETWEEN YOU AND YIELDSTASHER & SARIM ("YIELDSTASHER"). IF YOU DO NOT OR CANNOT AGREE TO BE BOUND BY ANY OF THE PROVISIONS OF THESE TERMS OF USE (OR IF YOU ARE LEGALLY INCAPABLE OF BEING BOUND), PLEASE EXIT FROM AND DISCONTINUE ANY USE OF THE WEBSITE. EACH TIME YOU ACCESS OR USE THE WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE AND REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THEM. YIELDSTASHER RESERVES THE RIGHT TO AMEND, MODIFY, OR SUPPLEMENT THESE TERMS OF USE BY POSTING REVISIONS ON THE WEBSITE. ANY SUCH MODIFICATIONS SHALL BE EFFECTIVE UPON POSTING. THEREAFTER, YOUR CONTINUED USE OF THE WEBSITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THE REVISED VERSION OF THE TERMS OF USE. IF YOU ARE USING THE WEBSITE ON BEHALF OF A COMPANY, ORGANIZATION, OR OTHER ENTITY, THEN YOU REPRESENT AND WARRANT THAT YOU ARE AUTHORIZED TO REPRESENT AND BIND THE ENTITY TO THE AGREEMENT AND AGREE ON THE ENTITY'S BEHALF.

1. OWNERSHIP AND USE OF WEBSITE

a. Use of the Website
YieldStasher provides access to, and use of, this Website subject to your compliance with these Terms of Use. By using the Website, you agree that such use, for any purpose, is at your own risk.

b. Ownership of the Website
The Website, including all content, such as, but not limited to, text, images, audio and visual displays, cartoons, goods, designs, graphics, applications, software, music, audio files, articles, directories, guides, trademarks, service marks, trade names, trade dress, copyright materials, logos, domain names, code, patents, patentable ideas, information, and the artistic arrangement or collection of any or all of the same, and HTML used to generate the pages (together the "Content"), whether accessed via the Website or any other means, as between you and YieldStasher, are property of YieldStasher, its affiliate, or its third-party licensors and are protected by patent, trademark and/or copyright under Swiss and/or foreign laws.

c. Limited License to use the Website
You may not reproduce, copy, republish, modify, delete, redistribute, upload, post, transmit, license or create derivative works of the Website or any part thereof in any way. Further, you are not authorized under any circumstances to use any trademark, service mark, logo, trade dress, company name, brand, or domain name owned or used by YieldStasher in connection with the Website. You agree not to infringe or dilute any trademark, service mark, logo, or trade dress owned or used by YieldStasher.

d. License Restrictions
Without limiting the foregoing, you hereby agree not to:
   i. Reverse engineer, decompile, or disassemble the Website or any Content;
   ii. Attempt to circumvent any security measures associated with the Website;
   iii. Represent or suggest to the public that YieldStasher provides or has provided to you tailored or specific investment advice via the Website or Content;
   iv. Remove or alter any legal notice, including any copyright management information, or any other notice or name or mark of YieldStasher, its affiliates, or its suppliers that appears in or is affixed to the Website or any of the Content;
   v. Attempt to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization;
   vi. Interfere with, hack into or decipher any transmissions to or from the servers running the Website;
   vii. Do anything that interferes with the ability of others to access and use the Website or that adversely affects the Website or YieldStasher's business;
   viii. Use information provided on or in connection with the Website to create any product or service that is not authorized by a license or permission granted by YieldStasher herein;
   ix. Perform any acts which violate any applicable laws or regulations in connection with your access or use of the Website;
   x. Store (in its entirety or in part) in any database, the Content, for access by you or any third-party or to distribute any database containing all or part of the Content. You may not use the Content to improve the quality of any data you sell or license to a third party;
   xi. Use "crawlers", "bots", "spiders", "scripts", "robots", browser plug-ins, browser extensions or other automated devices or schemes to scrape, collect, modify the appearance of, or deep-link to, Content; or to override, bypass or circumvent the security features or access controls of the Website.

2. WEBSITE DISCLAIMER

a. Disclaimer of Content
No portion of the Website purports to be individualized or specific investment advice. All information provided by YieldStasher via the Website is impersonal, general in nature and is made without regard to individual levels of sophistication or investment experience, investment preferences, objectives or risk parameters and without regard to the suitability of the Content for individuals or entities who may access it. No information included on the Website is intended to be, nor should it be considered, investment, accounting, tax, or legal advice. No information found on the Website should be construed as an offer to sell, or a solicitation of an offer to buy any security or investment vehicle, nor should it be construed as tailored or specific to you, or any reader or consumer thereof. You understand and agree that the Website does not constitute specific recommendations of any particular investment, security, portfolio, transaction or strategy, nor do they recommend any specific course of action is suitable for any specific person or entity or group of persons or entities. You understand and agree that past results are not indicative of future performance. YieldStasher reserves the right to update or make changes to the Website at any time without notice.

b. Disclaimer of Warranties
YOU HEREBY EXPRESSLY AGREE THAT ACCESS TO, AND USE OF, THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE (AS WELL AS ANY THIRD-PARTY SERVICES, PRODUCTS, AND INFORMATION ACCESSED IN CONNECTION THEREWITH) ARE PROVIDED ON AN "AS IS" AND ON AN "AS AVAILABLE" BASIS FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND (EXPRESS OR IMPLIED); THE WARRANTIES HEREBY DISCLAIMED INCLUDE ANY WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE.

3. LIMITATION OF LIABILITIES

YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT WILL YIELDSTASHER BE RESPONSIBLE FOR YOUR RELIANCE ON ANY INFORMATION PUBLISHED ON THE WEBSITE OTHER THAN THAT WHICH YIELDSTASHER IS OBLIGATED TO MAINTAIN PURSUANT TO APPLICABLE LAW, AND THAT YIELDSTASHER IS NOT LIABLE FOR ANY LOSS SUSTAINED RESULTING FROM AN ERROR OF JUDGMENT OR MISTAKE OF LAW MADE IN GOOD FAITH, PROVIDED THAT SUCH ERROR OR MISTAKE DOES NOT RESULT FROM GROSS NEGLIGENCE, WILLFUL MISCONDUCT, OR BREACH OF A FIDUCIARY DUTY OWED TO YOU BY YIELDSTASHER.

NOTHING IN THESE TERMS OF USE SHALL BE DEEMED A WAIVER, OR LIMIT, OF YIELDSTASHER'S FIDUCIARY DUTY UNDER APPLICABLE LAW, NOR SHALL ANY PROVISION BE INTERPRETED TO RELIEVE YIELDSTASHER FROM ANY OBLIGATION IMPOSED BY LAW.

4. INDEMNIFICATION

You agree to defend, indemnify and hold harmless YieldStasher and its licensors, affiliates, parent, suppliers, employees, officers, directors and members from and against all actions, suits, claims (including investigations and allegations that are not yet presented as litigation), and liabilities, losses and expenses, including attorneys' fees and costs, arising in connection with any breach of these Terms of Use by you. If you fail to provide a defense satisfactory to YieldStasher, we may assume the defense and invoice you for the cost thereof, which invoice(s) you shall pay immediately upon presentation.

5. PRIVACY POLICY

The YieldStasher Privacy Policy is incorporated herein by reference and is made part of these Terms of Use. You hereby represent and agree that you have read, understood, and agreed to all terms of the YieldStasher Privacy Policy.

6. LINKS TO OTHER WEBSITES

The Website and/or Content may provide links or references to websites or services that are maintained, owned, operated and/or provided by third parties. YieldStasher is not responsible for, and does not assume responsibility for, any content or practice of any such website or service. Your use of any such website or service is entirely at your own risk. YieldStasher provides such links and/or references solely as a convenience to you and not as an endorsement or approval of any content, practice, owner, or sponsor. YieldStasher makes no warranties of any kind in relation to such websites and/or services.

7. GOVERNING LAW AND JURISDICTION

These Terms of Use, as well as your use of the Website, are governed by and shall be construed in accordance with the laws of Switzerland, without regard to its provisions relating to conflicts of laws. By agreeing to these Terms of Use or by accessing or using the Website and/or any of the Content, you submit to the personal jurisdiction of the courts of the Canton of Zurich, Switzerland. You further agree that such courts shall have exclusive jurisdiction over any claim brought by you under or in connection with these Terms of Use, the Website, or any of the Content, and hereby expressly waive any objection to personal jurisdiction or forum.

8. VOID WHERE PROHIBITED

YieldStasher makes no representation or warranty that any material on the Website is lawful in every jurisdiction from which such material can be accessed or is available for use in all jurisdictions. If you access or use the Website or the Content from a jurisdiction outside of Switzerland you are responsible for compliance with all applicable local laws.

9. MISCELLANEOUS

a. SEVERABILITY AND BLUE-PENCIL DOCTRINE
If any provision of these Terms of Use is held to be invalid or unenforceable, that provision will be deemed to be restated, or "blue-penciled" to reflect as nearly as possible the original intention in accordance with applicable law, and the remainder of these Terms of Use will remain in full force and effect.

b. ENTIRE AGREEMENT
These Terms of Use represent the entire agreement between you and YieldStasher regarding your use of the Website and Content.

c. NON-WAIVER
Any waiver of any provision of these Terms of Use will be effective only if in writing and signed by YieldStasher. YieldStasher's failure to assert any right under these Terms of Use shall not be considered a waiver of that right, which shall remain in full force and effect.

10. CONTACT

If you have any questions about these Terms of Use, or have other questions or suggestions about the Website, you may contact us via email at [email protected], or by certified letter to:

YieldStasher & SARIM
Attn: Legal Department
1 Yann Strasse
Zurich, SW 123