Privacy Policy for YieldStasher & SARIM

Effective Date: June 10, 2026

YieldStasher & SARIM ("YieldStasher" or "we" or "us" or "our") respects your privacy rights, and we are committed to maintaining your trust. This privacy policy (this "Privacy Policy") explains how we collect, use and protect information, including information about an identified or identifiable individual ("Personal Information"), we collect from our website (https://yieldstasher.com) (our "Website") and services, including our investment-strategy dashboards, market-intelligence views and macro-allocation tools ("Services"), and any information collected by YieldStasher through any "opt in" (whether paid or complimentary) to our advertisements, newsletters or marketing (collectively our "Communications"), including third-party websites and/or applications, and information collected by YieldStasher offline. Please read the following to understand our practices regarding your Personal Information. This statement discloses our current privacy practices; YieldStasher reserves the right to modify this Privacy Policy at any time, without prior notice, by posting revisions to our Website. Such modifications shall be effective upon posting. The Effective Date at the top of this page will be updated when changes are made to this Privacy Policy. As with any other provisions of our Terms of Use, if you object to any such modifications, your only recourse is to discontinue use of our Website and/or Services. If you have questions, please contact us at [email protected].

1. COLLECTION AND USE OF YOUR PERSONAL INFORMATION

A. INFORMATION WE PROCESS
YieldStasher and its designated service providers collect, store, use, and/or process (collectively "Processes" or "Process") information that you provide via our Website and Services, or third-party websites and applications when you subscribe or "opt in" to our Communications or otherwise provide us with your Personal Information. We Process the following categories and specific types of Personal Information (information within some categories may overlap):

   i. Identifiers:
   We Process names, email addresses and telephone numbers, and internet protocol ("IP") addresses.

   ii. Customer information:
   We Process names and telephone numbers.

   iii. Commercial information:
   We Process records of products and services that you purchased, obtained, or considered, or other purchasing or consuming history or tendencies, and your engagement or interactions with the Services or our staff.

   iv. Internet or electronic network information:
   We Process information about your use of our Website and Services, including access times, pages viewed, signup information, email opens and links clicked, unsubscribe information, your IP address and an approximate geolocation associated therewith, and information about the browser and/or device that you use to access the Services.

   v. Professional or employment-related information:
   We Process information about your job title and company or employer affiliation if you or your employer provide it to us.

   vi. Audiovisual information:
   We Process audio or audiovisual recordings if you appear in a call or videoconference with YieldStasher.

   vii. Inferences drawn from Personal Information collected:
   We may draw inferences about you based on the other types of Personal Information we Process to create a profile to improve and advertise our products and services.

In addition to the aforementioned, we may process other information that you elect to provide to us in a manner consistent with the purposes for which the information was provided.

Do not provide information about other individuals or entities unless you are authorized to do so and have their consent to have all information used, disclosed, and transferred in accordance with this Privacy Policy. By submitting information about others, you represent and warrant to us that you are authorized to do so and that you have received authorization from the person or entity about whom you are providing information and that person or entity has consented to have all information used, disclosed, and transferred in accordance with this Privacy Policy.

B. SOURCES OF INFORMATION

   i. Information you provide directly to us:
   YieldStasher primarily collects Personal Information about you from you directly when you provide it to us voluntarily through our Website, via email, or in response to our advertisements or interaction with our sales professionals, or when you engage with us on social media, or in a similar manner. For example, when you sign up to receive our emails, we collect your name, email address, and other information that you choose to provide to us.

   ii. Information we collect automatically:
   YieldStasher, its affiliates, and its service providers collect information automatically from your browser or device, for example, through cookies or similar technologies on our Website or in our Services, or via our IT systems' monitoring of our Website. This includes information about the type of browser you use, the device you use to access our Services, your IP address, and your interaction with our emails, Website, and Services.

   iii. Information we collect from other sources:
   We may receive your Personal Information from our affiliates or third parties if you request that these entities provide it to us or otherwise consent. Additionally, where you receive our Services as part of an institutional subscription, we may collect your information from the relevant institution, typically your employer or their affiliate.

C. USE OF YOUR PERSONAL INFORMATION
YieldStasher Processes your Personal Information to provide our Services and to provide for the proper operation of our Website and other carefully considered business purposes, which include:
   • To provide and manage a subscription for which you are a permitted user.
   • To communicate with you, including, to deliver and provide updates about our Services.
   • To help improve our Services and develop new products or Services.
   • To provide customer service and sales.
   • To provide you with offers, promotions, or newsletters (both ours and third parties').
   • To market and advertise our business and Services.
   • To maintain the security and integrity of our Website and IT Systems.
   • To address complaints and pursue and defend against claims.
   • To operate our Services properly, safely, and in compliance with applicable laws, rules and regulations.

D. DATA RETENTION
YieldStasher retains data, including Personal Information, for so long as reasonably required or permitted to fulfill the purposes for which the data was collected. We will retain your Personal Information for as long as you maintain a subscription account with us or while we communicate with you about our products or Services. Thereafter, we will retain Personal Information as long as appropriate to comply with applicable legal or regulatory obligations or to defend against claims.

2. USE OF "COOKIES" AND OTHER ELECTRONIC TOOLS

YieldStasher, its affiliates and service providers may place, view, and/or use "cookies", web server logs, web beacons, pixels, or other electronic tools to Process statistical and other information about your use of the Services and our Website. YieldStasher, and its service providers, use cookies and similar technologies to collect information about how visitors access and use our Website to improve our site and our products and services.

If you object to the use of cookies, you may set your browser settings to disable or control cookies. Most browsers are set to accept cookies by default. If you prefer, you can usually set your browser to disable cookies or to alert you when cookies are being set. Additionally, you may delete cookies after they have been set. The help function on most browsers and mobile devices contains instructions on how to set your browser to notify you before accepting cookies, disable cookies entirely, or disable the collection of geo-location data. You need to set each browser, on each device you use to surf the internet. Thus, if you use multiple browsers (e.g., Chrome, Safari, Edge, Firefox, etc.), you should repeat this procedure with each. Similarly, if you connect to the internet from multiple devices (e.g., work and home), you need to set each browser on each device.

3. DIRECT MAILING

If you opt in to our communications, we may send you newsletters or other information relating to YieldStasher.

4. DISCLOSURE OF YOUR PERSONAL INFORMATION

Consistent with this Privacy Policy, we may share, disclose, or deliver (collectively "Disclose") your Personal Information to the following categories of third parties for the business purposes described in Section 1C above:

   A. YieldStasher affiliates or subsidiaries, for the business purposes described in this Privacy Policy.
   B. Service providers, contractors, and similar third parties who support our services, including email service providers, cloud computing services, and website providers. Our disclosure of your information to these providers is governed by contracts that limit their processing of and safeguard your information.
   C. The relevant institutional subscriber (typically your employer or their affiliate), and other third parties at their direction, if you receive the Services as part of an institutional subscription.

In addition to the aforementioned, we may Disclose information to third parties when you have provided your prior consent, for example, if you request that we make an introduction on your behalf to someone with whom we have a relationship. Once the third party receives the information, your information will be handled by that third party, and the third party's privacy policies (if any) shall govern their use. As between you and that third party, we cannot be held, and are not, responsible for how that third party will handle your information.

We may Disclose your Personal Information to unaffiliated parties, or parties with whom we do not have a relationship, provided we believe in good faith that such disclosure is necessary or appropriate to: (A) comply with any applicable law, rule, or regulation, or in response to a subpoena, court order or other legal process; or (B) to protect the interests, rights, safety, or property of YieldStasher or others.

If YieldStasher or its affiliate is involved in a merger, acquisition, sale, or similar transaction involving all or part of its business, customer information may be one of the assets disclosed, transferred, sold, or received in connection with such an event. If YieldStasher is involved in a change of ownership event that, in our sole discretion, we believe may materially impact you in relation to your Personal Information, we will notify you via email and/or a prominent notice on our Website, as well as any choices you may have regarding your Personal Information.

Please be advised that if you use a credit card to pay for Services, we use Stripe, a third-party payment processor, to process payments securely, and we do not collect, store, or have access to your credit card number or other sensitive payment information. The information is collected and processed by Stripe directly on its secure infrastructure in compliance with the Payment Card Industry Data Security Standard (PCI DSS) and subject to Stripe's Privacy Policy.

5. LOCATION OF PROCESSING

YieldStasher & SARIM is based in Switzerland and is subject to Swiss law, including data protection law. If you access the Website or Services, your Personal Information will be Processed in Switzerland and may be subject to different levels of data protection than that provided in your state or country of residence. Your use of the Services constitutes your affirmative consent to the Processing of your Personal Information in Switzerland and other jurisdictions.

6. SECURITY MEASURES TO PROTECT YOUR INFORMATION

YieldStasher is committed to protecting your Personal Information. We Process Personal Information you provide us on our secure servers and use technical, physical and organizational measures reasonably designed to ensure a level of security, confidentiality, and integrity appropriate to the risk associated with the Personal Information we Process.

7. CHILD POLICY

YieldStasher's Website and Services are not directed at children under the age of 18. We will not knowingly Process or use Personal Information from anyone under 18.

8. DISCLAIMER

While YieldStasher does our best to protect your Personal Information, we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

Information we learn about you that is readily available to the general public may not be subject to this Privacy Policy.

Where our Services contain links or references to third parties' websites or content, it does not constitute an endorsement of such third parties or their privacy practices. Once you leave our Website or click on a link, we are not responsible for the privacy practices of third parties, and you should review the applicable third party's privacy policy.

9. OPTING OUT

You may opt out of our email marketing communications by clicking the "unsubscribe" link in the email. We reserve the right to send you notices necessary for us to deliver Services commensurate with the relevant subscription.

If you have any questions regarding this Privacy Policy or our practices, please contact us at [email protected] or by certified letter to:

YieldStasher & SARIM
Attn: Legal Department
1 Yann Strasse
Zurich, SW 123

Additionally, listed below are the reasons financial companies may share customers' personal information, the reasons YieldStasher shares this information and whether you may limit this sharing:

10. No Sale of Personal Information

YieldStasher values your privacy and we do not sell your Personal Information.